How do you justify your losses due to flooding?
Posted in Insurance

How do you justify your losses due to flooding?

☔︎Coup On 1 December 2019, Météo France raised its flood rainfall alert to red level. One week after the natural disaster that struck the Var and the Alpes Maritimes, the bad weather is back. Meteorological phenomena combine with wind or snow to produce different types of claims. Courage to the families and individuals who are undergoing such upheavals.

In order not to suffer the second penalty of inadequate compensation, I remind you of the right reflexes!

⚠︎ Proceed with the rescue and conservation of the properties until the Expert's visit.

In fact, it will be necessary to justify the existence of the goods consequently even if one is in a hurry to throw everything away, it is advisable to safeguard the most expensive goods until the Expert's visit.

  • For the works of art, perhaps a restoration or cleaning by a professional could be considered?

Otherwise, remember to take quality photographs of each object from different angles if possible (front, back, signature, details... ).

  • Beware of smartphones and views from too far away that do not allow you to distinguish objects.

📝Precise your claim report by e-mail

Companies try to manage the crisis situation based on claims.

  1. As far as possible, detail the parts and an approximate range of the extent of the damage (plus or minus €50,000).
  2. Communicate by email if you can't reach them, if you don't get an answer immediately, don't worry; politely ask again the next day.

Sometimes we start with emergencies that are not emergencies, and conversely, we arrive at claims that require a specialist expert (construction or other) or the implementation of protective measures.

🔜 Contact approved companies specialising in post-disaster recovery

The companies work in partnership with several companies specialized in decontamination and restoration after disaster (fire, flood...): the sis-groupe, 3ID, unipromotion, for example, are serious companies.

Caution for drying, it is necessary to follow the technical processes according to the temperature and humidity. Specialized equipment must be adjusted to suit each situation.

 

 

 

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